The Best Women's Car Insurance!
Women's Car Insurance has one simple goal and that's to find women drivers cheaper car insurance. Why? Because we deserve it! Women drivers are statistically much safer than men and at Lady Insure we believe this should be reflected in the cost of your insurance.
Women's Car Insurance isn't just about saving you money; we can also save you time and trouble. We have teamed up with more than 30 of the country's leading insurance companies and our interactive broker allows you to fill in a single application form; and we will do the rest of the legwork for you.
Once our system has found you the cheapest quote from nearly 500 policies; we will then put you in touch with a specialist in female drivers to further tailor your quote. and how much more we can save you.
And there's much more to Women's Car Insurance than just cheaper car insurance for women.To find the best quote for your women's car insurance please put in your zip code which will give you the best quote and comparisions too.
Until a decade or so ago, the issue of cheap women's car insurance for women drivers was not high on most insurers’ agenda. Today, women can enjoy some excellent motor insurance deals. But as with all these things, it makes sense to shop around. Find out how to get the best rates below.
Not only can women make great reductions in your premiums on the cost of women's car insurance products but a specialist website will also throw in deals along with the cover which are specifically aimed at women. Handbag insurance services and breakdown policy are two of the most common types of cover which are often included into the cost of a policy or which can be added for very little cost.
The big price difference between male and female auto insurance costs occurs mainly between the ages of 16-25. At this age, male drives tend to be more reckless and aggressive. These tendencies in males at this age are usually due to immaturity and a sense of immortality. Their female counterparts at this age tend to be more cautious and more mature, making them less of a risk. Beyond the age of 25, the auto insurance price gap between men and women should begin to shrink.
Here are a few reasons that women's car insurance costs less for female drivers than it does for male drivers.
Cost of Accidents: the vehicle accidents that men are involved in tend to cost a lot more than the accidents that women are involved in. This makes insuring men more risky than women for an auto insurance company.
Men are responsible for 98% of all convictions for dangerous driving.
Women drivers tend to drive more slowly, carefully and shorter distances than men.
Consider a car that has a small engine or is in a low insurance group.
If you have only just passed your test, consider taking out your own cover rather than piggybacking on your parents: you can build up a no-claims bonus that much quicker – in the second year your costs could fall by up to 30%.
Avoid modifications, such as alloy wheels, extra spoilers or racing exhausts.
Look out for additional security features, such as locks and immobilisers as these will help minimise your premiums.
If you only tend to drive occasionally, look for policies that offer discounts for lower mileages. It’s also worth getting quotes from insurers that specialise in covering female drivers.
If you are an older driver, try to avoid putting your children on your policy.